Bring the complete opportunity
We want the real model, history, traffic, volume, friction, and documentation—not a sanitized lead card.
Covenant partner network
A better destination for the deals others cannot place.
Bring Covenant the lawful high-risk, high-volume, international, and complex merchants in your network. We bring underwriting discipline, broader service coverage, and a clear handoff.
High-risk depthResponsive intakeBroader solutions
Built for relationship-led growth
Expand what you can solve for your clients.
Covenant is designed for partners who value honest feedback, disciplined placement, and the ability to see beyond a single merchant account.
Get a direct fit assessment
We evaluate where the deal may fit, what is missing, and what expectations should be set before submission.
Support the merchant beyond approval
Payments can connect to marketing systems and capital pathways when those services fit the merchant’s goals.
Who we work with
One desk. Many sources of opportunity.
Payments professionals
A broader high-risk desk for opportunities that fall outside a primary processor or platform.
Marketing agencies
A payment relationship that understands the acquisition model, offer, funnel, and compliance pressure around the client.
Business consultants
A practical path for clients dealing with scale, reserves, closures, MATCH history, or international complexity.
Lenders & finance partners
A merchant-services counterpart that can assess payment infrastructure alongside growth and capital needs.
Industry operators
A trusted place to send peers and portfolio companies in specialized or regulated verticals.
Technology platforms
A consultative referral option for merchants that need hands-on underwriting outside a standard self-serve flow.
Partner workflow
Simple handoff.
Serious follow-through.
- 1Introduce the merchantShare the business and the reason the opportunity needs Covenant.
- 2Qualify the fileWe collect the context needed to assess fit and readiness.
- 3Route the opportunityThe merchant enters the most realistic available path.
- 4Keep the relationship clearPartner terms and communication expectations are established directly.
Start the conversation
Have a difficult merchant in mind?
Tell us about your network and the kinds of opportunities you want Covenant to support.
Apply to partner